The high cost of financial insecurity: exploring the role of the 'fringe economy' in the lives of low-income Australians. The national benefit from this research has a number of dimensions. The first is to draw the community's attention to the high costs and charges associated with fringe lenders in Australia and the economic and social consequences of accessing these services. The second benefit relates to establishing what sorts of financial products and regulatory measures would offer low-inc ....The high cost of financial insecurity: exploring the role of the 'fringe economy' in the lives of low-income Australians. The national benefit from this research has a number of dimensions. The first is to draw the community's attention to the high costs and charges associated with fringe lenders in Australia and the economic and social consequences of accessing these services. The second benefit relates to establishing what sorts of financial products and regulatory measures would offer low-income Australians a better outcome. A number of states in Australia have recently introduced legislation to limit the interest rates charged by pay-day lenders. The study is very timely in that it offers an opportunity to monitor the impact of these new regulatory measures and consider opportunities for further reform.Read moreRead less
Enhancing services to Australian children and families: linking workforce characteristics, job quality, and quality and outcomes in social services. This project aims to promote best practice in child and family welfare services, and to improve the industrial and social recognition of child and family welfare work in Australia. The CIs will construct an analytical framework for explaining the links between the nature and deployment of the child and family services workforce, service delivery sys ....Enhancing services to Australian children and families: linking workforce characteristics, job quality, and quality and outcomes in social services. This project aims to promote best practice in child and family welfare services, and to improve the industrial and social recognition of child and family welfare work in Australia. The CIs will construct an analytical framework for explaining the links between the nature and deployment of the child and family services workforce, service delivery systems and outcomes, and social policy regimes, with wider application to other personal social services. Judicious use of international comparison will assist identification of best practice. The project will inform policy and research in social service provision to vulnerable families, and the aged and disabled.Read moreRead less