Multidisciplinary analysis of financial reference points and wellbeing. The aim is to find how to improve financial decisions (i) during unexpected economic shocks, and (ii) by the socially disadvantaged. The project will produce the first large-scale evidence on heterogeneity in benchmarks (reference points) against which people evaluate financial alternatives and the role of such benchmarks in financial risk-taking and in creating and perpetuating economic inequality. The expected outcomes inc ....Multidisciplinary analysis of financial reference points and wellbeing. The aim is to find how to improve financial decisions (i) during unexpected economic shocks, and (ii) by the socially disadvantaged. The project will produce the first large-scale evidence on heterogeneity in benchmarks (reference points) against which people evaluate financial alternatives and the role of such benchmarks in financial risk-taking and in creating and perpetuating economic inequality. The expected outcomes include transformed interdisciplinary understanding of financial decisions and significantly greater capacity for multidisciplinary collaboration. The findings will inform policy on promoting financial wellbeing and to mitigate the devastating effects of sudden economic shocks such as that of COVID-19.Read moreRead less
Intergenerational Disadvantage: Causes, Pathways, and Consequences. This Project aims to prevent poor Australian children from becoming poor adults by developing scientific evidence and creative policy approaches to overcome entrenched disadvantage. The Project will generate new knowledge on how social assistance dependence is linked across generations using new Australian data. Expected outcomes are the identification of i) the causal link between parents’ and children’s social assistance depen ....Intergenerational Disadvantage: Causes, Pathways, and Consequences. This Project aims to prevent poor Australian children from becoming poor adults by developing scientific evidence and creative policy approaches to overcome entrenched disadvantage. The Project will generate new knowledge on how social assistance dependence is linked across generations using new Australian data. Expected outcomes are the identification of i) the causal link between parents’ and children’s social assistance dependence; ii) the pathways through which youths overcome disadvantage; and iii) the role of family structure in transmitting disadvantage. Transforming the evidence base, the findings will have significant benefits in redesigning the Australian social safety net, promoting social and economic mobility.Read moreRead less
Wicked defaults: how to overcome the dark side of choice architecture. This project aims to investigate how defaults and product complexity might be used to exploit consumers in environments like private insurance where consumers are prone to making systematic errors. Defaults are used to nudge individuals into socially beneficial actions such as increasing their retirement savings and joining organ donor lists. However, in the hands of firms, defaults can also be used to exploit consumers by en ....Wicked defaults: how to overcome the dark side of choice architecture. This project aims to investigate how defaults and product complexity might be used to exploit consumers in environments like private insurance where consumers are prone to making systematic errors. Defaults are used to nudge individuals into socially beneficial actions such as increasing their retirement savings and joining organ donor lists. However, in the hands of firms, defaults can also be used to exploit consumers by encouraging choices that help the firm but disadvantage consumers. The project intends to study experimentally whether exploitation can be reduced via competition and reputation building systems based on consumer feedback.Read moreRead less
Integrated Kids Hubs - Ensuring Equity of Access for Children. The Integrated Kids Hubs - Ensuring Equity of Access for Children project aims to determine if integrated Hubs are effective in increasing access to child and family services for disadvantaged urban and regional families with children aged 3 years and under, thus improving early identification of developmental vulnerability, parental wellbeing and capacity, and addressing unmet psychosocial needs. If these issues are not identified a ....Integrated Kids Hubs - Ensuring Equity of Access for Children. The Integrated Kids Hubs - Ensuring Equity of Access for Children project aims to determine if integrated Hubs are effective in increasing access to child and family services for disadvantaged urban and regional families with children aged 3 years and under, thus improving early identification of developmental vulnerability, parental wellbeing and capacity, and addressing unmet psychosocial needs. If these issues are not identified and addressed early, these children will go on to struggle in school and life. We will use a pragmatic trial design (meaning the research is embedded in our usual practice), determine the social return on investment, and establish what is needed to scale up the Hubs across NSW and Australia.Read moreRead less
Reaching for tax breaks: Household financial decisions and tax policy. The project aims to investigate how two tax incentives – franking credits and negative gearing of investments – impact individual taxpayer risk-taking behaviour, voluntary savings and retirement outcomes. The project will develop a new measure of tax efficiency based on if, and how, individuals take advantage of franking credits and negative gearing. It will identify what factors drive the use of franking credits and negativ ....Reaching for tax breaks: Household financial decisions and tax policy. The project aims to investigate how two tax incentives – franking credits and negative gearing of investments – impact individual taxpayer risk-taking behaviour, voluntary savings and retirement outcomes. The project will develop a new measure of tax efficiency based on if, and how, individuals take advantage of franking credits and negative gearing. It will identify what factors drive the use of franking credits and negative gearing and whether their use is associated with better retirement outcomes. The findings of the project will potentially lead to an improvement in individuals’ financial literacy, retirement outcomes and reduce reliance on the aged pension.Read moreRead less
The production, use and effect of social work research. This project aims to reform social work research to improve the quality and effectiveness of human services. The human services industry is vital to many people’s quality of life, but lacks innovation and struggles to demonstrate its effectiveness. Crucially for social work, research expands thinking about how to respond to social disadvantage. This project intends to examine the scope and quality of Australian social work research in child ....The production, use and effect of social work research. This project aims to reform social work research to improve the quality and effectiveness of human services. The human services industry is vital to many people’s quality of life, but lacks innovation and struggles to demonstrate its effectiveness. Crucially for social work, research expands thinking about how to respond to social disadvantage. This project intends to examine the scope and quality of Australian social work research in child protection, disability services, and aged care; assess the use of this research to the human services sector and its effect on generating innovation; and develop strategies to advance the production, uptake, and effect of social work research.Read moreRead less
Building connections: schools as community hubs. This project aims to support school systems and planning authorities enhance engagement between schools and local communities. The key objective is to advance the cost-effective development of the infrastructure required to deliver community programs and services from school sites, in addition to education programs for school-aged students. The project expects to generate new knowledge about how best to plan, design, govern and manage facilities a ....Building connections: schools as community hubs. This project aims to support school systems and planning authorities enhance engagement between schools and local communities. The key objective is to advance the cost-effective development of the infrastructure required to deliver community programs and services from school sites, in addition to education programs for school-aged students. The project expects to generate new knowledge about how best to plan, design, govern and manage facilities and infrastructure to enable schools to operate successfully as more than a school, encouraging the development of resilient and connected communities. The outcomes are expected to include a development framework for maximising schools as community hubs.Read moreRead less
Aboriginal child restoration from out-of-home care: pathways for success. The soaring rates of Indigenous children living in out-of-home care requires an urgent response. This research aims to considerably advance the knowledge regarding child restoration by investigating the lived experiences and outcomes of Aboriginal parents whose children have been restored from care. The project intends to identify successful child restoration initiatives and produce an empirical roadmap for navigating serv ....Aboriginal child restoration from out-of-home care: pathways for success. The soaring rates of Indigenous children living in out-of-home care requires an urgent response. This research aims to considerably advance the knowledge regarding child restoration by investigating the lived experiences and outcomes of Aboriginal parents whose children have been restored from care. The project intends to identify successful child restoration initiatives and produce an empirical roadmap for navigating service systems with the goal of restoration. The project expects to make a substantial contribution to this largely neglected research area that will benefit birth parents and families, communities, practitioners, policy makers and academics. In doing so, it aspires to reduce the prevalence of Aboriginal children in care.Read moreRead less
Missing girls: From childhood runaways to criminalised women. This study examines the link between girls declared ‘missing’ and their trajectory into the criminal justice system, expanding the Australian knowledge base along with providing a clear, tangible practice framework to prevent the drift into youth and adult criminal justice systems. By addressing concerns of practitioners and policy makers this significant research increases the visibility of a marginalised groups, exploring individual ....Missing girls: From childhood runaways to criminalised women. This study examines the link between girls declared ‘missing’ and their trajectory into the criminal justice system, expanding the Australian knowledge base along with providing a clear, tangible practice framework to prevent the drift into youth and adult criminal justice systems. By addressing concerns of practitioners and policy makers this significant research increases the visibility of a marginalised groups, exploring individual and systemic impacts of missing girls entering the criminal justice and welfare systems. Findings of this research will detail opportunities for early intervention for service providers in addition to rich empirical data to better inform policy makers and service developers targeting at risk young people. Read moreRead less
Understanding secrecy in everyday life. This project aims to undertake the first systematic investigation of secrecy in everyday life. Secrecy is often vital in professional and personal life, but current scientific understanding of the costs and processes of secrecy is limited. This project proposes using innovative methodologies to estimate the psychological costs of secrecy and test an intervention to reduce these costs. Expected outcomes include developing theory, advancing methodology, and ....Understanding secrecy in everyday life. This project aims to undertake the first systematic investigation of secrecy in everyday life. Secrecy is often vital in professional and personal life, but current scientific understanding of the costs and processes of secrecy is limited. This project proposes using innovative methodologies to estimate the psychological costs of secrecy and test an intervention to reduce these costs. Expected outcomes include developing theory, advancing methodology, and building research capacity in supporting exceptional scholars. Significant benefits include educating community members about how to combat the harmful effects of secrecy.Read moreRead less