Understanding the Saving Behaviour of Australian Households: Private Retirement Provision and the Policy of Forced Saving. The outcomes from the research on Australian retirement saving behaviour will generate a range of national benefits. First, the collaboration of researchers across institutions, and internationally, will enhance and promote Australian research skills. Second, Australian research will be will be placed at the forefront of an important, international field. Third, the research ....Understanding the Saving Behaviour of Australian Households: Private Retirement Provision and the Policy of Forced Saving. The outcomes from the research on Australian retirement saving behaviour will generate a range of national benefits. First, the collaboration of researchers across institutions, and internationally, will enhance and promote Australian research skills. Second, Australian research will be will be placed at the forefront of an important, international field. Third, the research will make fundamental contributions to the evidence base for the design of public policies to ensure Australians have access to adequate resources in retirement. This is an urgent public policy concern due to the rapid ageing of the Australian population: the fraction aged over 65 years is forecast to double from 10% to 20% over the next 40 years.Read moreRead less
Robust Empirical Analysis of Consumption Poverty in Australia. Australia currently sends $47billion on income support programs, assisting 5.1 million people facing economic hardship. The aims of the project are to improve our understanding of economic poverty in Australia and contribute new methods to the field of poverty analysis. The analysis will include an assessment of the effectiveness of public programs targeted to the poor, and an evaluation of recent reforms to income support programs. ....Robust Empirical Analysis of Consumption Poverty in Australia. Australia currently sends $47billion on income support programs, assisting 5.1 million people facing economic hardship. The aims of the project are to improve our understanding of economic poverty in Australia and contribute new methods to the field of poverty analysis. The analysis will include an assessment of the effectiveness of public programs targeted to the poor, and an evaluation of recent reforms to income support programs. The project will also reveal the critical methodological assumptions underlying our current perceptions of poverty. This research will ultimately contribute to more effective poverty alleviation and income support programs in Australia.Read moreRead less
The Wealth Effect: A cultural analysis of prosperity, financialisation and everyday life in contemporary Australia. Financial and real estate markets are now central to Australian family life. But current government policies to individualise responsibility for saving and borrowing decisions often exceed the individual capacity to manage complex financial choices and unknown market risks. Growing levels of home and property ownership bring new benefits but they also increase exposure to economic ....The Wealth Effect: A cultural analysis of prosperity, financialisation and everyday life in contemporary Australia. Financial and real estate markets are now central to Australian family life. But current government policies to individualise responsibility for saving and borrowing decisions often exceed the individual capacity to manage complex financial choices and unknown market risks. Growing levels of home and property ownership bring new benefits but they also increase exposure to economic downturn. For many households the Great Australian Dream of home ownership and prosperity has now turned into a nightmare. This project responds to the pressing need for greater understanding of these developments, and will advance our understanding of this new socio-economic terrain.Read moreRead less